The Short Answer
Does ESV Prime Construction offer financing?
Yes, through Synchrony. You apply online for a Synchrony Project Card and, if approved, pay for your project over time. Financing is subject to credit approval, and Synchrony sets the rates, terms and credit limit.

How It Works
- 1
Apply online
Fill out Synchrony's secure application on your own phone or computer. Synchrony says checking whether you prequalify has no impact on your credit score.
- 2
Get a decision
Synchrony gives you a credit decision as soon as you submit the application.
- 3
Use it on your project
If you're approved, you'll receive a temporary account number that you can use with us right away.
Which Projects It Suits
The Project Card suits work your approved limit can cover, such as a kitchen remodel, bathroom remodel, smaller room addition or a phase of a larger home remodel.
Your limit may not cover a full ADU or custom home. Homeowners often fund builds that size with a HELOC, cash-out refinance or construction loan, and our ADU financing guide compares them.
Before You Apply
- Get your estimate first. A free, fixed-price estimate shows how much you need to cover.
- Review Synchrony's terms. Rates, promotional offers and credit limits are set by Synchrony, so read them before you accept.
- Ask about phasing. We can often split a larger project into stages that fit your budget.